Legal Notices

Disclosure Statement

This statement describes the various types of services provided by St. Ambrose Housing Aid Center, Inc., and any financial relationship between our organization and any other industry partners. Further, it states that any client of St. Ambrose Housing Aid Center, Inc. is not obligated to receive or use any other services offered by St. Ambrose Housing Aid Center, Inc. or its exclusive partners.

  • Foreclosure Prevention & Legal Services: St. Ambrose Counselors and Attorneys assist families in danger of losing their homes because they are behind or in danger of falling behind on mortgage payments, or those clients looking to refinance their homes. Attorneys provide direct legal representation to clients in foreclosure defense cases and in matters relating to other real estate related claims and defenses when appropriate.
  • Homeownership Counseling: St. Ambrose provides one-on-one homeownership counseling to first time homebuyers who are interested in knowing the facts about buying a home and information about low interest rate loan programs. St. Ambrose offers free monthly workshops for perspective homebuyers.
  • Homesharing: The St. Ambrose Homesharing Program provides housing counseling, housing referrals, and assessments to match homeowners with existing space in their homes to tenants seeking affordable housing.
  • Rental Services: St. Ambrose owns and manages properties, which provide affordable housing to low-moderate income individuals and families, and to those with special needs, in Baltimore City and Baltimore County.
  • Housing Development: The Housing Development Department purchases abandoned and foreclosed properties, and renovating them to top market standards. Renovated properties are then listed for sale by Charm City Realty, St. Ambrose's in-house real estate firm, to qualified buyers.
  • Financial Assistance: St. Ambrose does not offer financial assistance to our clients. Referrals may be provided to local non-profit and government agencies that may assist you. St. Ambrose Housing Aid Center, Inc. does not benefit in any way from these referrals.


Anti-Discrimination Policy

St. Ambrose is committed to providing equal opportunities to all clients and does not discriminate against individuals on the basis of race, creed, color, religion, gender, sexual orientation, nationality, marital status, age, or disability in the administration and provision of services to the public. St. Ambrose will not tolerate acts deemed to constitute discrimination or harassment based on gender, sexual orientation, race, creed, color, religion, national origin, marital status, age, disability, or any other characteristic protected by law.

St. Ambrose Housing Aid Center, Inc. is a HUD-approved counseling agency.



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