Home Ownership
One-on-One Home Ownership Counseling
St. Ambrose provides one-on-one home ownership counseling to first time homebuyers who are interested in knowing the facts about buying a home and low interest rate loans. In a typical counseling session, a counselor will explain mortgage loan qualifications, assist with credit repair, review budget, review loan products intended for first-time buyers, discuss up-front money needed, inform the client of current special grants and programs that are available, answer questions, and give appropriate referrals, if needed.
Group Education
St. Ambrose offers free monthly workshops for first-time homebuyers who are thinking about purchasing a home. The workshops cover budgeting, credit, selecting a home, selecting a loan product, the home purchase process, avoiding foreclosure, maintenance, and much more. Attending the workshop is not equivalent to a one-on-one counseling session. All attendees must also have a one-on-one session before a Counselor's Certificate is issued. For more information and a schedule of workshops, see our Calendar.
Financial Assistance
St. Ambrose does not offer financial assistance to our clients. However, we can provide referrals that may assist you.
Contacting Homeownership Counselors 
To contact a Home Ownership Counselor or sign up for a group education class, please call 410-366-8550 x221 or x222 or email pamp@stambros.org
St. Ambrose works with other nonprofit and government agencies to promote homeownership and healthy neighborhoods. To learn more about these organizations, please click here.