Home Ownership

One-on-One Home Ownership Counseling

St. Ambrose provides one-on-one home ownership counseling to first time homebuyers who are interested in knowing the facts about buying a home and low interest rate loans. In a typical counseling session, a counselor will explain mortgage loan qualifications, assist with credit repair, review budget, review loan products intended for first-time buyers, discuss up-front money needed, inform the client of current special grants and programs that are available, answer questions, and give appropriate referrals, if needed.

Home Ownership Workshops

St. Ambrose offers free monthly workshops for first-time homebuyers who are thinking about purchasing a home. The workshops cover budgeting, credit, selecting a home, selecting a loan product, the home purchase process, avoiding foreclosure, maintenance, and much more. Attending the workshop is not equivalent to a one-on-one counseling session. All attendees must also have a one-on-one session before a Counselor's Certificate is issued.

Home ownership workshops cover budgeting, credit, selecting a home, selecting a loan, the homebuying process, avoiding foreclosure, maintenance, and much more. Pre-registration is required. There is no admittance without prior registration. To register, call Sierra Armstrong, 410-366-8550 x224.

Location: St. Ambrose Housing Aid Center
317 E. 25th Street
Hours:10 a.m. to 4 p.m.
 Free continental breakfast and lunch are provided.

Workshop Dates 2014

January 18
February 15
March 15
April 12
May 17
June 21

July 19
August 16
September 20
October 19
November 15
December 13

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Online Home Owner Counseling and Certification

St. Ambrose now offers online home ownership counseling through eHome America. This official Homebuyer Education Certified Course provides education, counseling, and certification. The course takes approximately eight hours to complete and requires a $35 registration fee.

Who should take this course:

  • First-time home owners
  • Borrowers who need home owner education certificates to qualify for a loan
  • Individuals looking to become more educated about home ownership
  • Home owners working with local housing counselors

Key features of this course:

  • Complete at your own pace
  • Animated videos covering all materials
  • Easy-to-read content with highlighted keywords
  • Quizzes throughout course to ensure understanding
  • Instant access to local home ownership counselor
  • An official English and Spanish online education and certification course.
  • Printable certificate at end of course

eHome America is based on the NeighborWorks America's Realizing the American Dream curriculum and meets the National Industry Standards for home owner education.

Click here to go to St. Ambrose's online home ownership counseling course through eHome America.

Financial Assistance

St. Ambrose does not offer financial assistance to our clients. However, we can provide referrals that may assist you.

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